![]() We are not responsible for the content of any third-party sites linked from this page. References to average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. Coverages and other features vary between insurers, vary by state, and are not available in all states. Descriptions of all coverages and other features on this page are necessarily brief in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Please note: The above is meant as general information to help you understand the different aspects of insurance. NAIC can provide you with the insurance department contact details for the state in which your loved one held a policy. ![]() Try the state insurance department: Unclaimed life insurance eventually gets passed on to the state insurance department if the insurer is aware that the policyholder has passed away but the beneficiary hasn't filed a claim.Companies may have a record of life insurance policies for past employees. Contact the HR department at your loved one's most recent employer to see what they have on file. ![]()
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